Even a minor car accident can disrupt your life and leave you with dozens of questions. Your first instinct might be to just contact your insurance company and leave the details to them. If you were involved in a minor fender bender and no one was injured, that may be the best course, although you should always see a doctor and make sure you are not injured before deciding against hiring a lawyer. When an accident involves injuries or death, you need a reputable personal injury attorney. You need legal help if you suffered injuries that interfere with your ability to make a living or there were multiple parties involved in the accident. You should also hire a lawyer if an uninsured motorist was involved.
An Accident Caused Serious Injuries or Death
When anyone is killed or injured in an auto accident, legal matters can get complicated and you need an attorney. Established law firms typically offer free consultations and will advise you of your options. You might need to file a personal injury lawsuit against the driver who was at fault in order to collect the money needed for medical bills. You could also be sued for wrongful death or face a counterclaim.
You Were Injured and Cannot Work
You need an attorney when a car accident caused injuries that are severe enough to prevent you from working. Your insurance policy might pay a set amount up to your policy’s limits, but it will not help if you have long-term medical issues. A personal injury attorney can help maximize the compensation you get. That is especially important if your injuries prevent you from working for the rest of your life.
The Accident Involved Several Parties
When an accident involves multiple parties, you need legal help. Parties to an accident can include drivers, pedestrians, property owners, and businesses. There might also be several vehicles involved. For example, the driver of a car could hit a motorcycle when they swerve to miss a truck that ran a red light. These kinds of complicated accidents are common and usually result in multiple lawsuits. If you are one of the parties in a multi-vehicle accident, you need to speak to a personal injury lawyer as soon as possible. Legal professionals can minimize your liability and ensure you get the compensation you deserve.
One of the Parties Involved Was an Uninsured Motorist
Any time one of the drivers in an accident is not carrying insurance, you need to find a good attorney. Most drivers have insurance that pays for accidents they cause, but some drive without insurance. Even if drivers have insurance, their uninsured motorist coverage might not cover the costs of your injuries and damages. A skilled lawyer can evaluate your situation. If it is appropriate, they can file a lawsuit for money damages against an uninsured motorist.
You Need Help to Collect Evidence
If you were injured in a car accident, you could need an attorney to help you gather evidence to determine who was at fault. Your lawyer can also evaluate what your injuries are worth. Lawyers can often get critical data from a car’s “black box”. The information may be used to figure out how fast the vehicle was traveling and even whether the driver was using their seat belt.
Although minor auto accidents can often be settled by drivers’ insurance companies, it is best to consult an attorney for more serious collisions. An attorney’s help is crucial if there were injuries or death. You need legal help if the accident left you unable to work, there were several parties involved, or if a driver was uninsured. A lawyer can also help you gather the evidence needed for certain lawsuits.